The insurance companies offer many different options of term life insurance, including 5 year term life insurance, 20 year term life insurance, increasing premium term life insurance and aged 90 life insurance term.
 A 5 year term life insurance is designed to be used for emergency expenses after the death of the insured in a short period of time. If the insured dies, the premium can be used to pay mortgages or cover business expenses.  Within the 20 year type, premiums remain the same for the first ten years, and may increase after the 11th. The increasing premium type is renewed each year, without the need to provide insurability or proof of good health. You just need to pay the premium. The term of aged 90 life insurance stands for guaranteed renewable protection until the owner reaches 90 years of age. The premium increases after the 11th year.

Links to help you to determine how much TERM life insurance you need.